Affordable Cambridge

The numbers:

FigureContextSource
190Permanently affordable homes in the Multifamily Housing Ordinance pipeline (inclusionary homes in projects proposed under the 2025 rules).Councillor Zusy's Cambridge Redevelopment Tracker, as of October 16 2026
20%Share of floor area that must be permanently affordable in projects of 10 or more homes or more than 10,000 square feet. Six stories are allowed on lots of 5,000 square feet or more only with these homes; four stories are allowed on any lot.City of Cambridge CDD, Multifamily Housing Ordinance (Feb. 10, 2025); Cambridge Day, June 29, 2026
10xGrowth in housing the city projects by 2030 compared with the zoning in place before 2025Cambridge Day, June 29, 2026, reporting the Community Development Department's projection
30 of 6,515Black residents in the neighborhoods given the strictest rules when Cambridge rezoned in 1943 (1940 census)City of Cambridge, zoning history, 2019
42%Share of residentially zoned land where apartments were banned before 2025 (Residence A-1, A-2, B). Another ~30% (Residence C-1) allowed apartments only at low density. Measured from the official March 2024 zoning district polygons.City of Cambridge GIS, CDD zoning districts
0.29West Cambridge's racial diversity index, the lowest in the city; North Cambridge, Area 2/MIT, and The Port score 0.57 to 0.60City of Cambridge CDD, Jan 2022, p. 16 (2013 to 2017 ACS)
−4 and +1,690Net homes permitted since 2018 (through 2025): West Cambridge −4, Mid-Cambridge −23, East Cambridge +1,690, North Cambridge +833. All neighborhoods are on the New homes map. Leaves out one 2025 demolition, 221 Mt Auburn St (−63 homes), which is not tied to housing policy.A Better Cambridge housing data, built from City of Cambridge housing permit records
1942 quote"What Cambridge needs are brick and stone mansions, occupied by millionaires who will share our tax burden." State Rep. Arthur F. Blanchard of Cambridge, opposing a 1942 proposal to let single-family homes become two-family homes.City of Cambridge zoning history (2019), quoting the Cambridge Chronicle, April 2, 1942
1930 to 2024 mapThe homepage map illustrates the bans spreading over time. The 2024 map was the official zoning at the time; earlier years are an approximation of how the bans spread: Cambridge's first zoning (1924) set height districts, the 1943 ordinance created single- and two-family districts across much of the city, and 1962 added more downzoning.City of Cambridge zoning history (2019); City of Cambridge GIS
−46Homes lost in West Cambridge between 1996 and 2024 when a building with two or more homes was permitted as a single home.A Better Cambridge housing data, City of Cambridge building permits: prior homes minus one, for every West Cambridge permit that left one home
12 to 3Illustration, not a specific project: a 12-home building cut to three stories and a narrower footprint keeps three homes. Under the current rules, buildings of 10 or more homes must make 20% of their floor area affordable.Cambridge Day, Sept. 16, 2026, on the proposed setbacks, open space and three-story limit
Home valueTypical Cambridge home value, January of each year, 2000 to 2026, in nominal dollars. Zillow Home Value Index for single-family homes and condos, middle price tier (33rd to 67th percentile), smoothed and seasonally adjusted.Zillow Research, via A Better Cambridge housing data
129,800Net loss of Massachusetts residents ages 25 to 44 to other states, 2006 to 2022. People ages 25 to 44 were about three-fifths of net losses by age group in 2022. Typical Massachusetts home prices rose about 20% in 2021 and 33% in 2022.Boston Indicators, Mass. Migration (April 2024); the total as reported by Patch
64%Cambridge voters who strongly (37%) or somewhat (27%) support the Multifamily Housing Ordinance; 28% oppose.Embold Research poll, Sept. 28 to Oct. 4, 2026, 442 Cambridge registered voters, margin of error ±4.9 points
84%Cambridge voters who say making housing more affordable should be the single top priority (19%) or one of the top priorities (65%) for the City Council.Embold Research poll, Sept. 28 to Oct. 4, 2026, 442 Cambridge registered voters, margin of error ±4.9 points
86%Cambridge voters aged 18 to 34 who support the Multifamily Housing Ordinance.Embold Research poll, Sept. 28 to Oct. 4, 2026, 442 Cambridge registered voters, margin of error ±4.9 points

The maps

Where apartments were banned before 2025, how diverse each neighborhood is, and where new homes were permitted.

Map of Cambridge zoning before 2025. Apartments were banned across most of West Cambridge, North Cambridge, Neighborhood Nine, and parts of Mid-Cambridge, and allowed mainly in East Cambridge, The Port, Cambridgeport, and along the main corridors.
  • Apartments banned
  • Low density only
  • Apartments allowed
  • Parks and industrial
  • Homes shown in "Illegal to build"

Zoning districts as of March 2024, before the 2025 ordinance. Official boundaries from City of Cambridge GIS.